Founded in 2005, RW Waugh, Inc. provides the capabilities of a large firm with the attention to service only a small business can provide. Concentrating on service excellence and honest financial solutions, RW Waugh, Inc. primarily focuses on the creation and maintenance of retirement strategies. We know how important it is to balance your saving capacity with the dreams you've developed. You and your family are at the forefront of our business as we work together to plan for your future.
Beginning with asset accumulation, we will guide you in the creation of a savings and investment plan that will direct you toward your goals. Just as important is the development of a retirement income plan which will transition your asset objective from long-term growth to income-production. We can customize strategies for you to maximize your Social Security benefits and minimize your taxes. We will help you plan for when you are no longer around so you can provide your loved ones with the support of your legacy plan.
Helpful Content
Surprises
Making the most of surprises is a great reason to work with us.
Put It in a Letter
A letter of instruction provides additional and more personal information regarding your estate.
IRA Income
Estimate the potential monthly income your IRA balance could generate in retirement.
A Checklist for When a Spouse or Parent Passes
An overview of some fundamental steps when a loved one passes.
Split Annuity Strategy
Here's one strategy that combines two different annuities to generate income and rebuild principal.
Protection Against Uninsured Drivers
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
Qualifying For Medicare Under Age 65
You might qualify for Medicare if you’re under 65-years-old. This article will explain the conditions where you may qualify for Medicare early.
The Sequence of Returns
A look at how variable rates of return impact investors over time.
Capital Gains Tax When Selling Your Home
If your clients are buying or selling a home, use this to help them determine if they qualify for capital gains taxes.
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Annuity Comparison
Compare annuity options to see how each one could affect your long-term income outlook.
How Long Will My Savings Last If I Become Disabled?
See how long your current savings might last if a disability interrupted your income.
The Power of Interest - How Long Will it take My Money to Do
Use the Rule of 72 to estimate how long it takes your money to double at a given rate.
How Long Will Your Money Last?
See how long a lump sum of savings could last based on your withdrawal rate and return.
My Retirement Savings
See how your current savings rate and contributions may grow into retirement income.
What's Your MPG?
Calculate your vehicle's fuel efficiency and see what you're spending on gas annually.
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It May Be Time for a Financial Checkup
It’s never a bad time to speak with your financial professional about changes in your situation.
Bull and Bear Go To Market
Learn about the difference between bulls and bears—markets, that is!
The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
The Fed and How It Got That Way
Here is a quick history of the Federal Reserve and an overview of what it does.
Acres of Diamonds
In life it often happens that the answers to our most pressing questions are right in our own backyards.
The Rule of 72
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.