Founded in 2005, RW Waugh, Inc. provides the capabilities of a large firm with the attention to service only a small business can provide. Concentrating on service excellence and honest financial solutions, RW Waugh, Inc. primarily focuses on the creation and maintenance of retirement strategies. We know how important it is to balance your saving capacity with the dreams you've developed. You and your family are at the forefront of our business as we work together to plan for your future.
Beginning with asset accumulation, we will guide you in the creation of a savings and investment plan that will direct you toward your goals. Just as important is the development of a retirement income plan which will transition your asset objective from long-term growth to income-production. We can customize strategies for you to maximize your Social Security benefits and minimize your taxes. We will help you plan for when you are no longer around so you can provide your loved ones with the support of your legacy plan.
Helpful Content
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Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
Roth 401(k) vs. Traditional 401(k)
Compare Roth and traditional 401(k) options to see which may work better for your situation.
The Power of Interest - How Long Will it take My Money to Do
Use the Rule of 72 to estimate how long it takes your money to double at a given rate.
How Long Will Your Money Last?
See how long a lump sum of savings could last based on your withdrawal rate and return.
Bi-Weekly Mortgage Payments
See how switching to bi-weekly mortgage payments could reduce interest and shorten your loan.
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Calculate your debt-to-income ratio to understand how lenders may view your financial health.
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Working With A Financial Professional
A financial professional is an invaluable resource to help you untangle the complexities of whatever life throws at you.
Once Upon a Goal
Do you know how to set up your financial goals for success? This knight does.
Retiring the 4% Rule
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Timing Your Retirement
This short video illustrates the importance of understanding sequence of returns risk.
Inflation and Your Portfolio
Even low inflation rates can pose a threat to investment returns.
When Special Care Is Needed: The Special Needs Trust
A special needs trust helps care for a special needs child when you’re gone.