Founded in 2005, RW Waugh, Inc. provides the capabilities of a large firm with the attention to service only a small business can provide. Concentrating on service excellence and honest financial solutions, RW Waugh, Inc. primarily focuses on the creation and maintenance of retirement strategies. We know how important it is to balance your saving capacity with the dreams you've developed. You and your family are at the forefront of our business as we work together to plan for your future.
Beginning with asset accumulation, we will guide you in the creation of a savings and investment plan that will direct you toward your goals. Just as important is the development of a retirement income plan which will transition your asset objective from long-term growth to income-production. We can customize strategies for you to maximize your Social Security benefits and minimize your taxes. We will help you plan for when you are no longer around so you can provide your loved ones with the support of your legacy plan.
Helpful Content
Is a Variable Annuity Right for Me?
Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about if annuities are right.
Emergency Fund Calculator
Find out how large your emergency fund should be based on your monthly expenses.
Lifetime of Earnings
Estimate how much you may earn over your working years based on your current income.
A Checklist for When a Spouse or Parent Passes
An overview of some fundamental steps when a loved one passes.
Perception vs. Reality
Learn how to coordinate your retirement accounts like an orchestra to help maximize your retirement strategy.
First Year of Retirement: What to Expect
Understand the key financial and lifestyle shifts that happen in your first year of retirement.
Tax & Estate Strategies for Married LGBTQ+ Couples
Learn how to maximize your tax and estate strategy as a married member of the LGBTQ+ community.
Dog Bites Neighbor. Now What?
Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?
Making Sense Of A Home Warranty
Understanding the value of a home warranty.
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How Compound Interest Works
Explore how compound interest can grow your money over time with this interactive tool.
Roth 401(k) vs. Traditional 401(k)
Compare Roth and traditional 401(k) options to see which may work better for your situation.
The Power of Interest - How Long Will it take My Money to Do
Use the Rule of 72 to estimate how long it takes your money to double at a given rate.
Historical Inflation
See how the purchasing power of a dollar has changed over time due to inflation.
What Is the Dividend Yield?
Calculate the dividend yield of a holding and see what that means for income over time.
Estimate Your RMD
Calculate your required minimum distribution amount based on your account balance and age.
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The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
How to Retire Early
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
The Long Run: Women and Retirement
For women, retirement strategy is a long race. It’s helpful to know the route.
The Cycle of Investing
Understanding the cycle of investing may help you avoid easy pitfalls.
Retirement and Quality of Life
Asking the right questions about how you can save money for retirement without sacrificing your quality of life.
18 Years Worth of Days
The average retirement lasts for 18 years. What will you do with your days?